Privacy Policy
Last Updated: August 15, 2023
Swedish Car Insurance Guide ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or communicate with us.
Please read this Privacy Policy carefully. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by all the terms of this Privacy Policy.
1. Information We Collect
1.1 Personal Information
We may collect several types of information from and about users of our website, including:
- Contact information (such as name, email address, mailing address, and phone number)
- Account information (such as username and password)
- Transaction information (such as payment details, purchase history, and shipping information)
- Profile information (such as preferences, product interests, and demographic information)
- Communications (such as customer service inquiries and survey responses)
1.2 Usage Information
We may automatically collect certain information about your equipment, browsing actions, and patterns when you interact with our website, including:
- Log information (such as IP address, browser type, operating system, referring pages, and access times)
- Device information (such as device identifiers, location information, and mobile network information)
- Usage data (such as traffic data, communication data, and the resources that you access and use on the website)
- Cookies and similar technologies (as described in our Cookie Policy)
2. How We Collect Information
2.1 Direct Collection
We collect information directly from you when you:
- Register for an account
- Place an order
- Subscribe to a newsletter
- Fill out a form
- Participate in a survey or promotion
- Contact customer service
2.2 Automated Collection
We automatically collect certain information through:
- Cookies and similar technologies
- Web beacons and tracking pixels
- Third-party analytics tools
- Server logs
2.3 Third-Party Sources
We may receive information about you from other sources, including:
- Business partners (such as insurance providers we work with)
- Public databases and sources
- Social media platforms (if you connect your account or interact with our content)
3. How We Use Your Information
We may use the information we collect for various purposes, including to:
- Provide, maintain, and improve our website and services
- Process transactions and send related information
- Send administrative information, such as updates, security alerts, and support messages
- Respond to your comments, questions, and requests
- Communicate with you about products, services, offers, and events
- Monitor and analyze trends, usage, and activities
- Detect, investigate, and prevent fraudulent transactions and other illegal activities
- Personalize your website experience
- Carry out any other purpose described to you at the time the information was collected
4. How We Share Your Information
We may share your information with the following categories of recipients:
- Service Providers: Companies that perform services on our behalf, such as email delivery, hosting services, and customer service
- Business Partners: Insurance companies and other partners who help us provide and improve our services
- Legal Authorities: Law enforcement, courts, or regulatory agencies when required by applicable laws, regulations, or legal processes
- Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets
- With Your Consent: In other ways with your consent or at your direction
We do not sell your personal information to third parties.
5. Your Rights and Choices
Depending on your location, you may have certain rights regarding your personal information, including:
- Access: Request access to your personal information
- Correction: Request that we correct inaccurate or incomplete information
- Deletion: Request that we delete your personal information
- Restriction: Request that we restrict the processing of your information
- Data Portability: Request a copy of your information in a structured, machine-readable format
- Objection: Object to our processing of your information
- Withdrawal of Consent: Withdraw any consent you have provided
To exercise these rights, please contact us using the information provided in the "Contact Us" section below.
6. Data Security
We have implemented appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
We limit access to your personal information to those employees, agents, contractors, and third parties who have a business need to know.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure, and applicable legal requirements.
8. International Transfers
Your information may be transferred to and processed in countries other than the one in which you reside. These countries may have data protection laws that are different from those in your country.
When we transfer your information, we will take appropriate measures to protect it and ensure that transfers comply with applicable data protection laws.
9. Children's Privacy
Our website is not intended for children under the age of 18, and we do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will delete such information from our records.
10. Third-Party Links and Services
Our website may contain links to third-party websites, services, or content that are not owned or controlled by us. We are not responsible for the privacy practices or the content of such third parties. We encourage you to review the privacy policies of any third-party websites or services that you visit.
11. Cookie Policy
We use cookies and similar technologies to enhance your experience on our website. A cookie is a small text file that is placed on your device when you visit a website. Cookies allow our website to remember your actions and preferences over time.
We use the following types of cookies:
- Essential Cookies: Necessary for the website to function and cannot be switched off
- Analytical/Performance Cookies: Allow us to recognize and count visitors and see how they move around our website
- Functionality Cookies: Enable our website to provide enhanced functionality and personalization
- Targeting/Advertising Cookies: Record your visit to our website, pages visited, and links followed
You can control and manage cookies through your browser settings. However, please note that disabling certain cookies may limit your ability to use some features of our website.
12. Changes to Our Privacy Policy
We may update this Privacy Policy from time to time to reflect changes to our practices or for other operational, legal, or regulatory reasons. We will post the revised policy on this page with an updated "Last Updated" date. We encourage you to review this Privacy Policy periodically.
If we make material changes, we may provide you with additional notice, such as posting a statement on our homepage or sending you a notification.
13. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:
Swedish Car Insurance Guide
Sveavägen 123
113 46 Stockholm
Sweden
Email: [email protected]
Phone: +46 70 123 4567
We will respond to your inquiry as soon as possible and within the timeframe required by applicable law.